7. Set Up Direct Deposit — Pocket $300
While you arrange direct deposit with SoFi Checking and Financial savings (Member FDIC), they’ll put as much as $300 straight into your account. No… actually. Only a good little bonus for making a wise swap.
Why swap? With SoFi, you possibly can earn as much as 3.80% APY on financial savings and 0.50% on checking, plus a 0.70% APY enhance on financial savings in your first 6 months once you arrange direct deposit or maintain $5K in your account. That’s as much as 4.50% APY complete. Means higher than letting your stability chill at 0.40% APY.
There’s no charges. No gotchas. Make the transfer to SoFi and receives a commission to improve your funds
